Welcome to RESiCOM Financial First Home Buyer Specialist , Bad CREDIT Solutions , Commercial Finance , Low Doc & No Doc Lending
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RESiCOM Financial is a provider of both residential and commercial finance Australia wide. RESiCOM Financial prides itself on being the envy of all other lenders with its commitment to service and by providing finance to suit everybody Australia wide. In this day and age, we are all extremely busy. Whether it is because you are trying to look after you children, run your own business or just trying to keep ahead at work, the last thing you need is to have to worry about your home loan. At RESiCOM Financial we make it EASY for you to access your home loan and its features. We are open for your phone enquiries from 8 am to 6 pm every day. And if those times don’t suit, try our internet facilities or leave a message after hours with a time that suits you best and our staff with call you back at the appropriate time. Here at RESiCOM Financial you will never speak to a computer, only real people that you know. So why not give us a go? At RESiCOM, we know finance, and if your situation can be done, RESiCOM will get it done for you! At Resicom Financial we specialise in residential and commercial lending. This can consist of standard full financial home loans, through Lo Doc lending and bad credit financing solutions. With our wealth of experience we can help source you the loan that suits all your needs. Some of our loan products are explained in some detail below. If you feel as though you fit into one of those loan types, please feel free to send us an email with your details. If your situation doesn't seem to fit into any of the listed loan types then please contact us or fill in the quick contact form and we will contact you within 3 business hours to discuss and structure the right finance solution for you.
At Resicom Financial we pride our selves on our HUGE range of loan products. But, if we don’t have the product that is right for you, we will source it though our Mortgage Brokering arm, Action Mortgage Consulting Services (Aust) ABN: 35 900 990 814 a full member of the Mortgage Industry Association of Australia (MIAA). Residential Home Loans: A traditional loan for owner-occupiers or investors. Most suitable for borrowers who require a flexible loan with all the features whilst still receiving a competitive variable or fixed interest rate. All of our residential home loan products attract no ongoing fees at all, apart from our Professional Package loans which attract a lower interest rate. Remember, on all our variable interest loans you can pay extra and redraw it for free at any time. Lo Doc Residential Home Loans: If you are self employed and unable to provide all the documentation you need for our Standard home loan, being financials, our Lo Doc loans may be right for you. They have all the features of our Standard Loan without the hassle of providing your tax returns, which usually don’t reflect your true income due to your accountant’s efforts to reduce your tax liability. Remember, on all our variable interest loans you can pay extra and redraw it for free at any time. Standard and LoDoc Residential Line of Credit Home Loans: Whether you are self employed or not, if you fit the criteria for either our Standard or Lo Doc loans you are eligible to apply for one of our Line of Credit accounts. Ideal if you wish to eliminate debt as quickly as possible by making your money work smarter for you. The Line of Credit facility enables you to draw down and repay money as required. You can use your Line of Credit for things such as renovations, paying bills, or investing. The best thing about a Line of Credit is you only need to draw the amount you need, so you don't pay interest on the money you don't use. Asset Lends: Do you have a lot of equity in your property? Can’t be bothered declaring or don’t wish to state what you earn, own or owe? Why not try one of our Asset lend loans. Providing the loan amount doesn’t exceed 70% of your properties worth, it’s done, we don’t need to know your income or your asset and liability situation. Remember even on this loan type, you can pay extra and redraw it for free at any time. Residential or Commercial BAD Credit Loans: Whether you have had a bill or two outstanding, a few months in arrears on a current loan or had a dispute with another provider which has blemished your credit history you may still be able to get a loan. RESiCOM may be able to obtain a loan upto 95% of your residential properties value. Let us review your situation for you, and let us set you free to make a fresh start! Commercial Loans: Have a commercial property, be it, a factory, childcare centre, shop or café let us finance it for you. Resicom Financial can help you purchase your commercial property, refinance it or even help you access the equity in it. With a range of different options, loan terms and facilities to choose from, you can be assured that with Resicom Financial, we make commercial lending EASY! Specialised Loans: * Development: Resicom Financial are experts when it comes to large construction and development properties. Give us a call to discuss you scenario and let us help you structure the finance correctly, remember there is no deal to big. *Short Term Funding via Caveats and Second Mortgages: Need some money to tie you over for a short period? Need to access extra money fast? Pay off a creditor immediately? Give Resicom Financial a call and let us arrange this ‘quick’ solution for you. And let us also provide you with a long term solution as well. With Resicom Financial give us your scenario and let us make it happen! | 
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